Job Title
Senior Large Loss & Litigation Specialist (Casualty Focused)
Home Department:
Property, Auto and Liability (PAL) Claims
Employment Status:
Exempt; Full-time
Schedule:
Flexible Scheduling Opportunities
Position Location:
Remote Worker
This position offers flexible remote work scheduling and we are targeting candidates who are located within the 9 states which Society conducts business in. Visit us at https://societyinsurance.com/ to learn more.
Overview
Protecting our policyholders’ dreams, passions, and livelihoods has a direct impact on the communities we serve. We work towards excellence, conduct ourselves with high integrity, and take our work seriously, but not ourselves. Small Details. Big Difference. Find out how you can make a difference with a career at Society.
Society Insurance is seeking an experienced Senior Large Loss & Litigation Specialist (Casualty Focused) to join our property, auto, and liability (PAL) claims team. This position will independently resolve large and complex claims for a multi-state territory and will oversee a large pending of litigated claims by directing the activity of defense attorneys. You will utilize your expertise in casualty claims handling and litigation management to investigate, evaluate, and negotiate large loss claims while effectively managing relationships with insureds, attorneys, and other stakeholders. This role will also mentor claims adjusters to further their development of a litigation skillset.
About the Role
- Determines insurance coverage by examining claim forms, policies, and other records; interviewing claimants, insureds, and witnesses; consulting police and hospital records; consulting with experts as needed; and resolves questionable claims by investigating claim and evaluating evidence.
- Settles large and significantly complex claims independently by determining insurance carrier’s liability; reaching agreement with claimants according to policy provisions and authority level; and handling mediations, arbitrations, and subrogation within authority level.
- Mentors and develops less experienced litigation handlers by providing guidance on file handling and auditing of suit/nonsuit files.
- Works with state managers on large-loss and litigation trends to develop plans with Underwriting for improvement.
- Leads department projects regarding large-loss and litigation as assigned by department head.
- Directs the activities of defense attorneys on a large pending of litigated files; establishes a joint case plan with defense counsel that is resolution-focused; reviews case law, motions, expert selection, and witness determination as dictated by the file.
- Focuses on cost constraints and containment as part of the litigation process by reviewing billing and practices per department guidelines.
- Utilizes alternative dispute resolution (ADR) and determines creative approaches of ADR to resolve litigated files.
- Coordinates new loss set-up in manager’s absence.
- Maintains expertise in a specified line(s) of business and litigation through training courses and participating in continuing education coursework/classes.
- Attends in-person mediations, key discovery depositions, and field investigations throughout our service area.
- Keeps focus with continued file handling by collecting, analyzing, and summarizing information, as well as making recommendations to managers regarding reserve changes and future handling of files over his/her authority level.
- Ensures company guidelines and procedures are followed by overseeing independent vendors during investigations, discovery, and settlement.
- Ensures proper file documentation of assigned files by complying with company and state requirements.
About You
- You enjoy evaluating information and making decisions based on logic and data.
- You take accountability and conduct yourself with integrity and composure.
- You enjoy using analysis to solve problems and can communicate findings in a concise manner.
- You are curious and enjoy seeking additional information – always asking the “why”.
- You are quality-focused and can manage multiple responsibilities in a timely manner.
- You are a continuous learner and goal-oriented.
- You are analytical and have a strong attention to detail and documentation.
- You enjoy negotiating and identifying win-win solutions.
What it Will Take
- Bachelor’s degree in business or related field and 7+ years of multi-line experience handling complex claims – OR – 10+ years of claims-handling experience involving discretionary decision-making and increasing levels of claims severity including specialized coverages and loss adjustments.
- Valid driver’s license and a satisfactory driving record.
- Technical proficiency in commercial property and/or casualty claims demonstrated through knowledge and experience in insurance policies and coverage; claim payment procedures; insurance regulations, and legal terminology.
What Society Can Offer
- Comprehensive Benefits Package: Salary with bonus plan; health, dental, life, and vision insurance
- Retirement: Traditional or Roth 401(k) Defined Contribution Plan PLUS Profit-Sharing Plan
- Work-Life Balance: Company-paid holidays; flexible scheduling; PTO; telecommuting options
- Education: Career Coaching; company-paid courses; student loan and tuition reimbursement
- Community: Charitable Match; paid volunteer time; team sponsorships
- Wellness: Employee Assistance Program; wellness initiatives/rewards; health coaching; and more
Society Insurance prohibits discrimination and harassment of any type against applicants and employees on the basis of race, color, religion, sex, national origin, age, handicap, disability, genetics, veteran status or military service, marital status or sexual orientation, gender identity or expression, or any other characteristic or status protected by federal, state or local laws. Society Insurance also provides reasonable accommodations to qualified individuals with disabilities in accordance with the requirements of the Americans with Disabilities Act and applicable state and local laws.
Society Insurance is a drug-free workplace. Any candidate who receives an offer of employment from Society will be required to undergo a pre-employment drug test for controlled substances. All offers of employment are contingent upon successful completion of the pre-employment drug test, which is conducted in accordance with Society’s substance abuse policy.
